Financial Identity & Compliance APIs

One Platform for KYC, KYB, Credit & Documents

Connect to NSDL, UIDAI, GSTN, MCA21, and Indian credit bureaus — real-time verification under one API contract and one wallet.

50K+API Calls / Day
100+Businesses Onboarded
4Verification Stacks
₹2Starting / Call

Verify PAN & Aadhaar Against Official Records

Aadhaar verification
UIDAI Secure
Enter 12-Digit Aadhaar Card Number
|
Data will be validated against UIDAI registry.
Latency: --ID: TI-KYC-MOCK-9204
PAN VerificationAadhaar KYCGSTIN LookupBank AccountMCA21Credit ReportBank StatementKYB StackPAN VerificationAadhaar KYCGSTIN LookupBank AccountMCA21Credit ReportBank StatementKYB Stack

Real-Time GSTIN & KYB From MCA21 Registries

GSTIN / KYB Lookup
Live
GSTIN or Business PAN
GSTN
MCA21
NSDL
Source: GSTN + MCA21TI-KYB-MOCK-7741

Bank Account Verification & Statement AI Analysis

Statement Analyser
HDFC ••2984
Recent Activity
Source: NetBanking APITI-BSA-MOCK-3391
Ti
TruID/ Dashboard

Wallet Balance

45,840

free sandbox credits

8,247 calls today

API Usage — This Month

KYC Stack

3,241

KYB Stack

1,892

Credit Report

2,104

Bank Stmt AI

1,010

Live API Telemetry Feed

sandbox.truid.one
PANsandbox:/pan/verify₹0.0092ms
AADHAARsandbox:/aadhaar/kyc₹0.00148ms
GSTINsandbox:/gstin/lookup₹0.0084ms
BUREAUsandbox:/credit/report₹0.00218ms
Why TruID

Replace Four Vendors With One Integration

Launching a financial product in India today means managing four to seven separate vendor relationships. TruID consolidates that into a single API contract, one wallet, and one dashboard.

Single Contract, All APIs

One platform agreement covers PAN, Aadhaar, GSTIN, MCA21, credit bureau, and bank statement APIs. No separate vendor negotiations or compliance reviews.

Sandbox Access, No Commitment

Test every API immediately after registration. No commercial agreement required. Go live in production after signing the platform agreement.

Pay-Per-Call, No Minimums

Prepaid wallet model with no monthly minimums or volume gates. PAN verification from ₹2 per call, credit reports from ₹25 per call.

Trusted by Fintechs & Regulated Entities Across India

LendBridge
NeoKapital
FinVerify
TrustPay
CreditNest
OnboardIQ
ComplianceOne
KreditBee
VaultFin
ClearLend
LendBridge
NeoKapital
FinVerify
TrustPay
CreditNest
OnboardIQ
ComplianceOne
KreditBee
VaultFin
ClearLend
Our Products

Four Stacks, One Platform

KYC, KYB, Credit Reports, and Bank Statement Analysis — all under one API contract, one wallet, and one dashboard.

KYC Stack visual illustration

KYC Stack

PAN via NSDL, Aadhaar via UIDAI, bank account validation, driving licence, voter ID, passport, and GSTIN — all in a single API contract.

KYB Stack visual illustration

KYB Stack

MCA21 company data, GST analytics, director KYC, signatory verification, and composite business risk scoring for B2B onboarding.

Credit Report Stack visual illustration

Credit Report Stack

Experian and Equifax credit bureau access with structured JSON output — CIBIL score, repayment history, active loans, and credit utilisation.

Bank Statement Analyzer visual illustration

Bank Statement Analyzer

Upload or link bank statements for AI-powered transaction categorisation, income detection, EMI identification, and cash flow scoring.

About Us

Built for India's Regulated Fintech Infrastructure

TruID was built for Indian businesses that run identity verification, business onboarding, and credit workflows at scale — without stitching together five separate vendor relationships.

Unifying India's Fragmented Verification Stack

Before TruID, launching a financial product in India meant managing four to seven separate vendor integrations, contracts, and dashboards. We replaced that fragmentation with one platform.

  • PAN, Aadhaar, GSTIN, MCA21 — All Under One Contract
  • RBI-Aligned Compliance Built Into Every Stack
  • Sandbox Free, Production After Agreement
More About Us
Live Data Sources6 / 6 Online
TruID — API Gateway
NSDL
PAN Registryavg 87ms
UIDAI
Aadhaar KYCavg 143ms
GSTN
GST Networkavg 76ms
MCA21
Company Dataavg 92ms
Experian
Credit Bureauavg 218ms
Equifax
Credit Bureauavg 204ms
Single API contractOne wallet · One dashboard

Before TruID

PAN Vendor
Contract #1
Aadhaar Vendor
Contract #2
Credit Bureau
Contract #3
BSA Provider
Contract #4
4 separate contracts
4 billing dashboards
Inconsistent error codes
4 compliance reviews

With TruID

Ti

TruID

Unified API Platform

Active
KYC Stack
KYB Stack
Credit API
Bank Stmt AI
1 contract, 1 wallet
1 unified dashboard
Consistent REST APIs
Single compliance review
Why Choose Us

One Platform. Zero Fragmentation.

Indian businesses running financial products typically manage 4–7 separate API vendors. TruID consolidates that into a single integration, single wallet, and single dashboard.

See All Products

Single Contract

One platform agreement, one wallet, and one compliance review covers every API across KYC, KYB, credit reports, and bank statement analysis.

Developer-First APIs

RESTful APIs with structured JSON responses, clear error codes, and sandbox access from day one. Most teams integrate a first endpoint in under an hour.

India Compliance-Ready

Connects to NSDL, UIDAI, MCA21, GSTN, and Indian credit bureaus. Built for RBI-aligned workflows with full audit logging and India-based data residency.

How It Works

From Registration to Production in Four Steps

TruID's onboarding is designed to get your team evaluating APIs on day one and go live with minimal friction after your agreement is signed.

Register & Access Sandbox

Test APIs at No Cost

Sign Platform Agreement

Go Live in Production

1Register
2Sandbox
3Agreement
4Go Live

Step 1 — Create Account

Welcome to TruID

Company Name

Acme Fintech Pvt Ltd

Work Email

dev@acmefintech.com

Use Case

Borrower KYC & Onboarding

Sandbox access granted instantly · No card required

Register & Access Sandbox

Create an account and get immediate access to every API in the sandbox — PAN, Aadhaar, GSTIN, MCA21, credit reports, and bank statement parsing. No commercial commitment required.

Start Free in Sandbox
Pricing

Transparent, Pay-Per-Call Pricing

No monthly minimums, no volume gates. Pay only for the API calls you make, starting from ₹2 per verification. Sandbox access is always free.

Identity & KYC

₹2per call
FINSTACKKYC

ABCDE 1234 F

Rahul Sharma

VERIFYING...NSDL
  • PAN Verification via NSDL
  • Aadhaar KYC via UIDAI
  • Bank Account Validation
  • Driving Licence Check
  • Voter ID & Passport Verify
Start Free in Sandbox

Business & KYB

₹8per call
MCA21Registry

ACME FINTECH PVT LTD

U74110MH2019PTC321456

ACTIVE
3 Directors
  • MCA21 Company Data Lookup
  • GST Analytics & Verification
  • Director KYC & DIN Check
  • Signatory Verification
  • Business Risk Scoring
Start Free in Sandbox

Credit & Documents

₹25per call
680EXCELLENT300900
  • Experian Credit Reports
  • Equifax Bureau Access
  • Bank Statement Parsing
  • Transaction Categorisation
  • Income & EMI Detection
Start Free in Sandbox

Enterprise pricing and custom SLAs available. Contact sales for large-volume NBFC or bank deployments.

Testimonials

Hear What Our Clients Say About Us

Teams building financial products across India trust TruID for identity verification, business onboarding, and credit workflows.

We evaluated four KYC vendors before choosing TruID. The sandbox was live in minutes, the API responses are clean and consistent, and having KYC and KYB under one contract cut our vendor management overhead significantly.

Rahul Mehra

CTO, LendBridge Financial

Our NBFC runs borrower onboarding at volume. TruID's bank statement analyzer and credit report APIs are the most reliable we've used — structured JSON output, clear error codes, and the team responds quickly when we have integration questions.

Priya Nair

Head of Product, CreditNest

Platform at a Glance

1,24,83,921

total API calls processed

99.97%

Uptime SLA

< 150ms

Avg Response

50+

APIs Available

200+

Companies

Live Verifications

LendBridge FinancialKYC Verified143ms
KreditBeePAN Matched89ms
CreditNestBank Stmt Parsed216ms
RBI Compliant
ISO 27001
DPDP Ready
FAQ

Frequently Asked Questions

Common questions from engineering teams and product leads evaluating TruID for their compliance and verification workflows.

Still have questions?

Our developer support team responds within 4 hours on business days.

Support available Mon–Sat, 9 AM–7 PM IST

Sandbox access is immediate after registration — no commercial agreement required. You can test every API on the same day. Production access is unlocked after your agreement signing, typically within 2–3 business days.

Yes. Every API — PAN, Aadhaar, GSTIN, MCA21, credit reports, and bank statement parsing — is available in the sandbox at no cost. There is no time limit or call cap during your evaluation period.

After signing the platform agreement, your account team provisions wallet credits. API calls deduct from your balance as you make them. When you're running low, request a top-up and the team credits additional funds.

TruID connects directly to NSDL (PAN), UIDAI (Aadhaar), GSTN (GST), MCA21 (company and director data), Experian and Equifax (credit bureaus), and supports bank statement parsing from major Indian banks.

Yes. One platform agreement and one wallet covers KYC, KYB, Credit Report, and Bank Statement Analyzer APIs. You don't need separate contracts, compliance reviews, or integrations for each stack.

TruID is designed for use by RBI-regulated entities. The platform includes IP whitelisting, full request audit logging, and India-based data residency across all stacks. Contact us for the current compliance posture document.

Start Building Today

Test Every API Free in the Sandbox

Register now and get immediate access to PAN, Aadhaar, GSTIN, MCA21, credit report, and bank statement APIs. No contract required. No credit card. Just start testing.

truid — sandbox console
Sandbox Ready
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